Finance Options
Explore different ways to finance your new kitchen with one of three finance options. Make the process of buying a kitchen as simple as possible through the finance option that is most suitable to you.
Interest Free Credit
- Available on all kitchens
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Up to 4 year IFC on Vogue and Easy-Fit
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Up to 5 year IFC on Infinity and Easy-Fit Soft Close
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Up to 7 year IFC on Infinity Plus
Buy now, pay later
- Pay nothing for an entire year!
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Get the use and value of your new kitchen now
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No interest to pay if you settle within your BNPL period early and in full
Pay monthly finance
- Spread the cost over 6 years
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Monthly payments at 3.9% APR
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Spread the cost over 6 years to manage your investment
| Interest Free Credit | Buy now, pay later | Pay monthly finance |
50% DEPOSIT WITH 0% APR REPRESENTATIVE UP TO 7 YEARS
Use our finance calculator to work out how much monthly payments to suit your budget.
Deposit level
Minimum 10%
10%
30%
50%
Your estimated cost for this finance option
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84 monthly repayments: |
£11.90
The amount of payments you will pay over the loan period.
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50% deposit: |
£1,000.00 |
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Representative APR over 7 years: |
0%
This is an APR at or below the rate which we would reasonably expect.
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60 monthly repayments: |
£16.67
The amount of payments you will pay over the loan period.
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50% deposit: |
£1,000.00 |
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Representative APR over 5 years: |
0%
This is an APR at or below the rate which we would reasonably expect.
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48 monthly repayments: |
£20.83
The amount of payments you will pay over the loan period.
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50% deposit: |
£1,000.00 |
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Representative APR over 4 years: |
0%
This is an APR at or below the rate which we would reasonably expect.
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There are no arrangement fees and no hidden costs with our interest free credit option. You can make overpayments or pay off your agreement early at no additional cost.
Representative example of this finance option
| Cost of your kitchen: | £7,200.00 |
| Deposit: | £3,600.00 |
| Loan period: |
36 months
How long the agreement is expected to last. Remember for “Buy Now Pay Later” products, the loan period will include the “nothing to pay” period.
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| Representative APR: |
0% APR
This is an APR at or below the rate which we would reasonably expect.
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| Rate of interest |
0% p.a.
Annual rate of interest
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| 36 monthly repayments: |
£100.00
The amount of payments you will pay over the loan period. Remember for a “Buy Now Pay Later” product, this will be where you choose the option to spread the cost of the payments after the “nothing to pay” period has ended.
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| Total amount payable: |
£7,200.00
The amount of money you pay under the agreement, this being the sum of the amount of credit advanced plus any interest, total charges for credit, and any advance payments.
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The approval of your application depends on your financial circumstances and borrowing history. Wren Kitchens Limited acts as a credit broker and not the lender. Creation Consumer Finance Ltd acts as the lender.
There are no arrangement fees and no hidden costs with our interest free credit option. You can make overpayments or pay off your agreement early at no additional cost.
10% deposit with nothing to pay for 12 months
Use our finance calculator to work out how much monthly payments to suit your budget.
Your estimated cost for this finance option |
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10% deposit: |
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The remaining sum paid within 12 months: |
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Or, pay in monthly instalments |
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Prefer to pay in monthly instalments rather than one-off payment? Consider this payment option instead. |
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60 monthly payments after 12 months: |
£18.81
The amount of payments you will pay over the loan period. Remember for a “Buy Now Pay Later” product, this will be where you choose the option to spread the cost of the payments after the “nothing to pay” period has ended.
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10% deposit: |
£100.00 |
Representative APR over 6 years: |
6.9% APR
This is an APR at or below the rate which we would reasonably expect.
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Repayment options
Option 1
If you decide to settle within your BNPL period, you will not be charged interest and there is no early settlement fee for Wren customers if you choose to pay this way.
Option 2
If you decided to make a partial payment within the buy now, pay later period then your interest rate would be adjusted and calculated against your remaining balance.
Option 3
If you make full or partial payment after the date of your first payment, you will not be entitled to a refund of any interest. You may be entitled to an interest rebate, which will be calculated in accordance with the Consumer Credit (Early Settlement) Regulations 2004.
Because your actual account activity may be different than the assumptions used, or because of rounding, the number of payments or the final payment amount could be different than the advertised terms
Representative example of this finance option
| Cost of your kitchen: | £7,200.00 |
| Deposit: | £720.00 |
| Loan period: |
72 months
How long the agreement is expected to last. Remember for “Buy Now Pay Later” products, the loan period will include the “nothing to pay” period.
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| Representative APR: |
6.9% APR
This is an APR at or below the rate which we would reasonably expect.
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| Rate of interest |
6.9% p.a.
Annual rate of interest
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| 60 monthly repayments: |
£135.40
The amount of payments you will pay over the loan period. Remember for a “Buy Now Pay Later” product, this will be where you choose the option to spread the cost of the payments after the “nothing to pay” period has ended.
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| Total amount payable: |
£8,844.15
The amount of money you pay under the agreement, this being the sum of the amount of credit advanced plus any interest, total charges for credit, and any advance payments.
|
The approval of your application depends on your financial circumstances and borrowing history. Wren Kitchens Limited acts as a credit broker and not the lender. Creation Consumer Finance Ltd acts as the lender.
Repayment options
Option 1
If you decide to settle within your BNPL period, you will not be charged interest and there is no early settlement fee for Wren customers if you choose to pay this way.
Option 2
If you decided to make a partial payment within the buy now, pay later period then your interest rate would be adjusted and calculated against your remaining balance.
Option 3
If you make full or partial payment after the date of your first payment, you will not be entitled to a refund of any interest. You may be entitled to an interest rebate, which will be calculated in accordance with the Consumer Credit (Early Settlement) Regulations 2004.
Because your actual account activity may be different than the assumptions used, or because of rounding, the number of payments or the final payment amount could be different than the advertised terms
Spread the cost over 6 years with just 10% deposit
Use our finance calculator to work out how much monthly payments to suit your budget.
Your estimated cost for instalments over 6 years: |
|
72 monthly repayments: |
£14.01
The amount of payments you will pay over the loan period.
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10% deposit: |
£100.00 |
Representative APR over 6 years: |
3.9%
This is an APR at or below the rate which we would reasonably expect.
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Wren's Pay Monthly Finance means you can spread the cost of your room over 72 months, with only a 10% deposit to pay upfront. Reduce your monthly payments by leaving a larger deposit of your choice.
Because your actual account activity may be different than the assumptions used, or because of rounding, the number of payments or the final payment amount could be different than the advertised terms.
Representative example of this finance option
| Cost of your kitchen: | £6,500.00 |
| Deposit: | £650.00 |
| Loan period: |
72 months
How long the agreement is expected to last. Remember for “Buy Now Pay Later” products, the loan period will include the “nothing to pay” period.
|
| Representative APR: |
3.9% APR
This is an APR at or below the rate which we would reasonably expect.
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| Rate of interest |
3.9% p.a.
Annual rate of interest
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| 72 monthly repayments: |
£91.08
The amount of payments you will pay over the loan period. Remember for a “Buy Now Pay Later” product, this will be where you choose the option to spread the cost of the payments after the “nothing to pay” period has ended.
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| Total amount payable: |
£7,207.55
The amount of money you pay under the agreement, this being the sum of the amount of credit advanced plus any interest, total charges for credit, and any advance payments.
|
The approval of your application depends on your financial circumstances and borrowing history. Wren Kitchens Limited acts as a credit broker and not the lender. Creation Consumer Finance Ltd acts as the lender.
Wren's Pay Monthly Finance means you can spread the cost of your room over 72 months, with only a 10% deposit to pay upfront. Reduce your monthly payments by leaving a larger deposit of your choice.
Because your actual account activity may be different than the assumptions used, or because of rounding, the number of payments or the final payment amount could be different than the advertised terms.
To apply for this finance offer, or to explore other finance options with Wren, book your showroom appointment or speak to one of our experts in our showrooms.
Terms & Conditions
Calculator can only provide an example and does not constitute a formal application. Finance is available from £500 to £50,000. Applying for finance is subject to application, financial circumstances and borrowing history. Click here
†Subject to Status. You must be 18 years and over and a UK resident for the last 3 years. Minimum spend and minimum 10% deposit required. Only available on our fully built Kitchen collections of 5+ units.
Wren Kitchens Limited, The Nest, Falkland Way, Barton-upon-Humber, DN18 5RL (Company Registered Number 06799478) is a credit broker and not a lender. Finance provided by Creation Consumer Finance Ltd which is authorised and regulated by the Financial Conduct Authority. Registered Office: Chadwick House, Blenheim Court, Solihull, West Midlands B91 2AA
To contact Wren Kitchens please visit our contact details page here